Tag Archives: out of pocket

Payment Assistance for Rehab: Do You Even Need it When You Have Insurance?

Choosing to enter rehab is the best choice you can make for yourself if you are struggling with addiction. Having insurance that covers your treatment will go a long way towards putting you on the path to a solid recovery, but you might need more financial assistance than you might initially think. Why Would I Need Payment Assistance for Rehab? While Medicaid and other health insurance programs must provide coverage for the treatment of addiction and substance abuse disorders, this does not always mean that inpatient treatment is fully covered. In this instance, you may need financial help to pay…

Is Your Insurance Out of Pocket Too High for Rehab? Maybe a Scholarship Could Help

Insurance can be an asset when you are seeking treatment for drug and alcohol addiction. However, there are times when you may find that the out-of-pocket cost is too expensive for you to comfortably afford. Fortunately, there are options available that can ensure paying for rehab is not a barrier to your sobriety. How Scholarships Help Many organizations understand the importance of helping people get clean. For this reason, they have set aside funds to make rehab affordable for everyone. In some instances, a scholarship will cover the entire cost of treatment. Alternatively, it may be used to make up…

Does My Insurance Cover Everything For Drug Treatment?

Insurance is a tremendous help with paying for rehab. Yet, it can be hard to understand exactly which services your insurance will cover. Since starting sobriety in good financial standing is important, here is what you need to know about getting your insurance to pay for rehab. Understanding Your Policy Insurance coverage can vary according to the company providing the insurance and the type of plan you are covered under. For most insurance companies, drug and alcohol addiction does fall under a medical need so they often cover at least some rehab services. It is important to check your actual…

Can I Finance My Stay At a Drug Rehab?

Your decision to enter rehab is a major milestone toward a sober future. Congratulate yourself on a smart move for your personal health, and start thinking about how to pay for this treatment. Although many healthcare plans cover drug rehab programs, they may not cover every expense. In most cases, you can finance your stay at a rehab facility by researching a few viable options. Facility Payment Plans Every treatment program has a different management philosophy, but most programs do offer some form of payment plan. Before you agree to a treatment plan, ask the administrator about dividing out your…

Can I Receive a Scholarship For Rehab Even If I Have Insurance?

Many groups and charitable organizations sponsor scholarships for addiction treatment services and rehab. The overall purpose is to promote treatment and help people take the vital step of getting out of a destructive pattern of dependency and making a commitment to a lifetime of sobriety or drug-free living. Rehab scholarships help people in financial need and those in need of an opportunity. While some people have insurance and or pubic insurance coverage, these plans do not cover all of the costs of rehabilitation services. Rehab Scholarships Some sponsors offer scholarships to achieve a particular purpose. They may be motivated to…

I Have Health Insurance But I Can’t Afford My Out of Pocket For Drug Rehab

The mental health services provided through a qualified health plan are among the ten essential health benefits guaranteed by Obamacare. These services must be included in every health plan, and some do not require out of pocket expenses. Diagnosis testing and screenings can be at no charge to the consumer. The provider can decide to treat addiction treatment like other medical services and charge the same type of fees as it does for regular medical care. The co-insurance amount per doctor visit, for example, would be the same for addiction treatment. Provider’s choose the Approach The provider can decide the…